What is a FAFSA?
FAFSA is the Free Application for Federal Student Aid which you need to complete. This application is the only way that your eligibility for Federal Student Aid Programs can be assessed. Before completing your FAFSA, you should ensure that you have all the relevant information and documentation to hand. Support and Advice for this can be found at: https://studentaid.gov/h/apply-for-aid/fafsa.
What is the Federal School Code?
Each institution involved in disbursement of Federal Loans has a unique code. You will need to use this code to search for and add an institution into your application. This ensures that the institution receives your processed application data to allow an assessment of your eligibility for loan types and amounts. Our University of Staffordshire school code is: 042757.
What happens once I complete the FAFSA?
Upon completion of your application, you will receive a Federal Submittal Summary (FSS), which lists the data that you inputted at application and provides an Other Financial Assistance (OFA) used to determine eligibility for needs based financial aid. Please ensure that you check the details on your FSS. It is important that you view the comments section which will identify any errors needing to be resolved to further your application. For further information on the process refer to our application process section at the top of this webpage.
Will I be eligible for a Pell Grant?
You will not be eligible for a Pell Grant if you study at University of Staffordshire because these are not available at foreign schools.
When will you assess my application?
We will start the processing applications for the new academic year during the summer and will aim to notify applicants of eligibility and calculated loan entitlements via email by the beginning of July at the latest.
For in year applications, we aim to process your application within three weeks of receiving an application (although this may take longer during busy departmental periods).
Who do I contact at University of Staffordshire to discuss Federal Student Aid?
Federal Student Aid sits within the University’s Registry Operations Team. You can contact the Federal Loan Officer via the methods below:
Email: federalstudentaid@staffs.ac.uk
Do I have to reapply for Federal Aid each year?
Yes, you will need to complete a new FAFSA for each new year of your study.
What is a Cost of Attendance (COA)?
For each new academic year, we develop a list of estimated student expenses that we anticipate students will need to cover for their chosen programs of study; this is known as a Cost of Attendance. We include direct educational costs such as:
- Tuition, fees, course materials and resource costs.
and indirect maintenance costs including:
- Accommodation, living expenses, travel, miscellaneous expenses.
We use the COA to support the calculation of your loan entitlement.
Why do I need to complete a Master Promissory Note (MPN)?
Your MPN is a legally binding document which the US Department of Education requires you to sign to confirm that you agree to the terms and conditions of your loan. Please note that as University of Staffordshire is classed as a Foreign School, you are required to sign a new MPN for each loan you have borrowed, for each academic year of study.
What is Entrance Counselling?
If you are a first-time borrower of Direct Loans, you are legally required to complete entrance counselling. This process is not as daunting as it sounds, it is in place to ensure that you understand the terms and conditions linked to your loan. Complete the entrance counselling.
Please email a copy of your entrance counselling confirmation to the Federalstudentaid@staffs.ac.uk mailbox to prevent any delays with the processing of your loan.
What is Exit Counselling?
The US Department of Education require Federal Loan borrowers to complete exit counselling by the time you graduate (or alternatively drop below ‘half time’ or withdraw) from University of Staffordshire. Complete your exit counselling.
Please email a copy of your exit counselling confirmation to the Federalstudentaid@staffs.ac.uk mailbox to confirm that you have met the regulatory requirements.
What if I am assessed as not eligible for Federal Student Aid?
If you are not eligible for Federal Student Aid, you may be eligible for a private loan to support your studies. We are aware of only two lenders which offer loans to students studying outside of the US. Taking out a private loan is entirely your decision, and we recommend you consider your options and research terms, interest rates and other details carefully before making your decision. Before you apply for a private loan, please inform us via email at Federalstudentaid@staffs.ac.uk so that we can calculate a cost of attendance in relation to your program of study.